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Bad credit mortgages and adverse credit mortgages are mortages designed to help people get a mortgage where other lenders may have previously refused. This could be because of CCJs, a poor credit rating or other credit problems. This often makes it very dificult to find a lender who will offer you a mortage. This is where Switchwise.com can help you. Now, you no longer haveto spend hours online or on the phone calling the hundreds of mortgage lenders out there, answering the same questions every time! Switchwise.com gives you one place to do this, to make the process as easy as we can for you. Simply complete our simple form and we will introduce you to a qualified mortgage advisor who can look at your personal circumstances and suggest the best cheapest poor credit mortgage products available to suit you.

This service is completely free of charge to use and by filling in our simple form, you are under no obligations. Bad credit mortgage products are always changing. Take the easy option and use Switchwise.com to introduce you to a qualified mortgage advisor who will do all the hard work for you.

Who needs a bad credit mortgage?

A bad credit mortgage is designed to help people get a mortgage where other lenders may have previously refused. This could be for a number of reasons. Lenders see this as a higher risk mortgage and will generally charge slightly higher rates. Different banks and lenders rates may vary considerably. If you have a poor credit history, but now have a stable and secure income, then a cheap adverse credit mortgage might be an appropriate way to help you regain your financial independence. You must be able to make your repayments and the lender will need to be confident that you can before they will offer you a loan. A bad credit mortgage or CCJ mortgage might not be the right option for everyone. To find out if a bad credit mortgage is right for you simply fill out our application form and a lender will contact you to discuss your circumstances. Apply online in minutes. It’s fast and free with no obligation or credit check