Mortgages and Loans


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Switchwise.com’s mortgage search service is the ideal starting point when you need a cheap fixed rate mortgage. Switchwise does the hard work, identifying the best fixed rate mortgages so there is no need to spend time trawling through application forms on a long list of websites. Simply use the online form and let Switchwise.com calculate the best fixed rate mortgage deal for you. Our free service is fast and so easy to use, no credit checks are required and there is no obligation to sign up. Switchwise.com takes the hassle out of searching for a fixed rate mortgage.

There are so many fixed rate mortgages available it can be difficult to know which one suits you the best and which works out the cheapest. Switchwise.com is an impartial service and shows you all the mortgages for which you could apply, no information is hidden. Switchwise.com combines a quick and convenient search service with the ability to find you great savings on fixed rate mortgages with all the top lenders. Just by visiting the Switchwise.com website you have made an excellent first move towards finding savings on fixed rate mortgages.

What is a fixed rate mortgage and do I need one?

Fixed rate mortgages are those in which the interest rate doesn’t fluctuate at any point during the full term of the mortgage. Neither the interest rate nor the amount you repay monthly will change, the consistent nature of payments means fixed rate is a very popular choice. One drawback is that you will pay more that people on variable rate mortgages if the general interest rate decreases below that of your fixed rate plan.

In addition, a penalty is charged if you amend the details your loan or if you pay it off prior to the agreed date.

A fixed rate mortgage is ideal if you expect to remain at your current address indefinitely and/or have a preference for a settled mortgage repayment structure.

Comparing fixed rate mortgage quotes is easy with Switchwise.com. Enter your details now and enjoy the benefit of our free online service. You can view cheap mortgage quotes and apply for the one that suits you in a matter of minutes.