Mortgages and Loans


Flexible Rate Mortgages Flexible Rate Mortgages

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Switchwise.com’s mortgage search service is the ideal starting point when you need a cheap fixed rate mortgage. Switchwise.com searches through all the available flexible rate mortgages and all the top lenders, leaving you to select the one that suits you best. Just by completing our online form you will receive a free comparison of all the variable mortgage rates on the market.

The Switchwise.com online mortgage comparison service does all the hard work for you, there is no need to spend hours visiting the websites of the individual mortgage lenders looking for cheap flexible rate plans and endlessly filling in your details. We have the information in one place to save you time and effort. With Switchwise.com there are no credit checks and no obligation to sign up if you a compare mortgages.

Choosing a mortgage is an important decision as it involves a substantial financial outlay. Therefore it is essential to choose your mortgage carefully and ensure you find the best and if possible the cheapest one around.

A mortgage is one of the biggest monthly outgoings for most people, so it makes sense to try to save as much as possible. The Switchwise.com calculator makes the whole process of locating a cheap flexible mortgage as simple as possible and as a free service you can use it to find quotes as many times as you like without worrying about further cost.

Why might I want a flexible mortgage?

The interest on a flexible mortgage, also known as a variable rate mortgage, can vary during the loan period. Your monthly repayments are also variable, increasing or decreasing based on the interest rate. The interest rate that applies is governed by the Bank of England interest rate, which fluctuates.
The lender allows customers who are on a variable rate mortgage to overpay or underpay and to have payment holidays, sometimes within a prescribed limit. The advantage of this is that you can lower the overall interest payments, a slightly higher rate of interest may apply.

If a flexible mortgage sounds like the mortgage for you, simply complete the online form and let Switchwise.com find you the best deal available. The service is completely free and impartial.